Vector One can help insurance companies control persistency and/or debit balance issues by giving subscribers the tools necessary to make better informed licensing and contracting decisions. Vector One subscribers learn about prospective producers with a history of persistency issues or debit balance issues with other Vector One subscribers BEFORE contracting the producers.
Vector One is an interactive computer services provider offering agent screening tools to the insurance industry. Persistency-Check and Debit-Check are user-friendly databases comprised of tens of thousands of producers with persistency issues, commission-related debit balances, or both. The databases are continually updated by subscribers, and are always available, with real-time data, to subscribers.
Vector One is one of the most significant due-diligence, market conduct tools available to the insurance industry. The data in Persistency-Check and Debit-Check is proprietary and is not available from any other source. You cannot get the data from background check companies, departments of insurance, or credit reports. The data is only available from Vector One.